
A Revolution in Fractional Real Estate w/ Lending
A Revolution in Fractional Real Estate with Lending
In this article, we dive deep into Revolve’s most exciting development yet: an industry-first lending opportunity for fractional real estate. Not only are we bringing the easiest way to buy, sell, and trade real estate ownership to your fingertips, but we’re providing the opportunity to unlock instant equity as well. This is revolutionary.
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A Powerful Alliance Announcement
At launch, fractional ownership equity through Revolve is liquid. We provide a secondary marketplace available 24/7/365 to sell and trade. But what if you prefer to keep your asset, and just need the cash or crypto? The answer is lending. Your equity is collateral, creating instant liquidity through borrowing options. This paradigm shift is made possible by our partnered lending platform – NettyWorth. Through NettyWorth, powerful options to both borrow and lend are available today. Through our alliance, Revolve brings real estate to a growing list of supported assets.
Let’s explore the future of real estate ownership and possibilities this potent alliance brings to your fingertips.
NettyWorth is live, proven, and has issued hundreds of loans on digital assets in seconds. Utilizing sophisticated AI asset and market analysis tools, NettyWorth provides instant loan approvals based on your holdings. In seconds, approvals are funded and opportunities are seized. Your digital assets are kept and capitalized on simultaneously. We encourage all digital asset holders to explore lending options available at NettyWorth today. On the flip side, offering loans and earning yield is available to everyone.
Real Estate has always offered the best lending terms for both rates and loan lengths of any collateral or asset class. There are many reasons for this, with the historic stability in housing markets as a driving force. Real estate is safe, but also a powerful and often profitable asset class.
Current Equity Options
Traditionally, profit and equity from whole home ownership is slow to obtain, limited, and is accessed in a few ways:
Selling the Property
This often takes months and costs tens of thousands in realtor fees and closing costs. The asset is no longer yours, nor is the appreciation or cash flow it generates. Once a property is sold, its benefits are gone.
Home Equity Loan
Upon approval, which often takes over a month, this is a fixed withdrawal amount and repayment term. Once funds are withdrawn, interest is accrued on the whole balance, whether it’s being actively utilized or not. Thousands of dollars in origination costs is standard. Flexibility = zero.
HELOC/Home Equity Line of Credit
This is the most flexible way to access equity in the current market. Once a line of credit is secured, which can take months, available equity in the line of credit functions like a credit card. Withdraw funds when you need them, and only pay interest on what you’re actively utilizing. It’s the ideal solution for most homeowners. As with other forms of equity borrowing, there are often limitations like an 80% loan to value cap. Without a substantial down payment at time of purchase, owners won’t obtain 20% equity in the first five years. HELOCs generally involve thousands of dollars in origination costs to establish, another downside.
Historically, the pain and tedium of real estate transactions has been the standard. This same standard applies to borrowing on them as well. It’s always been worth it, but a better tomorrow is actively under construction at Revolve.
Real Solutions & A Better Way to Own
Revolve is revolutionizing real estate by addressing the full scope from ownership itself, to utilizing it as collateral for lending opportunities. What if buying and selling real estate took seconds, not months? What if cashing out profit and equity was just as easy? This is our blueprint for a better tomorrow. The goal is the easiest, fastest, and most flexible way to own income-generating real estate, and we see mass market appeal for just about everyone.
Through our fractional model, ownership is divided into affordable pieces. Unleashed through lending, the option to borrow only what you need is also dialed in. Instant liquidity has two sources: through lending, and with peer-to-peer trading on our secondary marketplace. True ownership freedom like this has never existed before now.
The housing affordability crisis is a vital and nationwide conversation. Entire generations are being locked out of the largest and one of the most powerful asset classes. This is a serious problem. Revolve’s take – innovate.
We are redefining ownership. Own real estate for as little as a few hundred dollars through our fractional model. Reduce risk through distributed ownership, title-held properties, and instant liquidity. Structure your purchases around a budget that makes sense for you. It’s all on the table, along with so much more. If whole-home ownership is beyond your scope for risk, budget, or desire to remain tied to a certain location long term, we offer an alternative option. Participate in the market in ways that make sense for you. Capitalize on its benefits instead of being left on the sidelines. Reap rewards without settling or suffering.
For many, fractional real estate ownership through Revolve will be the pathway to a down payment on their own home someday. Without a down payment, homeownership has become unaffordable for most. Down payment is the only controllable. Rates and prices are determined by the larger markets. Why wait on external circumstances? We see an empowering opportunity for future homeowners to start building towards that dream home one day, by getting their foot in the door of real estate ownership today.
Through lending, we unlock the ability to buy your dream home someday, by buying your down payment with Revolve today. Through fixed rates and set repayment terms, portfolio loans become clear pathways in both time and down payment goals. Bringing 20% to the table when buying your first home changes everything. Aside from the tens of thousands you’ve saved in interest and mortgage insurance, you now have a mortgage payment you qualify for, and can comfortably afford. This is a real solution to a nationwide problem affecting tens of millions. Why wait for the moment the stars align, when you can actively create your own moment on your own terms?
Let’s be Lifelong Friends
Our mission with Revolve is to create a lifetime partnership with you, our customers. By providing an easy option to own income-generating real estate at all stages of life, we hope once we’ve helped you achieve your goals, whether it’s whole-home ownership or otherwise, you’ll find a place for fractional ownership beyond the home you own or the lifestyle you live. Fractional ownership makes affordability easy. Scale in or out as it makes sense. Flexibility that fits you and your dreams. Own real estate on your own terms.
The $700 per month you save on your mortgage because Revolve set you up with 20% down – a perfect budget for income-generating ownership as an investment beyond the home you own. When the 30 year mortgage is paid, how much more equity will you have by utilizing Revolve? Hundreds of thousands? Millions? We provide possibilities. It’s your choice in how to make them work for you.
We hope you’re as excited about our partnership with NettyWorth as we are. Truly, we are revolutionizing real estate in industry-first and profound ways. Massive things are coming. We are grateful to have you along for the ride. Thanks for the support and for being here!
Our mission and our company name are one in the same. We are Revolve – Real Estate Evolved.
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